Articles By Willie Barney

Buying a Cam Girl’s Used Clothing and Other Memorabilia

“You have become her fanboy”

Sometimes, you’re going to come across a cam girl that you absolute adore. Maybe she just pushes all of your buttons, maybe she’s smoking hot, or maybe she’s just absolutely perfect to you in every single way. There’s nothing wrong with that, and if she’s really popular, then you’re about to luck out and find out that she has a store that sells some of her used things. This is definitely your chance, and that’s why this is an important girl cam website tip to put to use.

Why Do It?

“Buying her panty can make you feel closer to your favorite cam girl”

Buying a cam girl’s used clothes and memorabilia sort of reeks of the old television shows that talked about panty raids, and hey, they’re not wrong. That’s essentially what it is, and that’s because there’s still a very solid fanbase for this sort of thing without a single doubt. We aren’t surprised, and we definitely aren’t going to say that we haven’t partaken in this sort of thing in the past. It’s fun, it’s exciting, and it definitely can give you a rush and a bit of a connection to one of your favorite cam girls online. There’s also nothing wrong with it, so long as you don’t turn it into a stalking creepfest.

Keeping this in mind, you can definitely end up having a lot of fun with this sort of thing. It doesn’t matter if you’re buying some of her old, used outfits, her panties, or even some of her old sex toys. If you have your face buried into her panties, then you’re definitely going to feel like you’re having a great time with her right there with you, and that’s just hot.

There are a lot of other reasons why you should do it, and why you just frankly shouldn’t feel guilty about it. That’s why this is a fun, exciting girl cam website tip that a lot of guys seem to shy away from…but there’s no reason for that. It’s just fun, and there’s frankly no reason for you to pass it up. Even the top cam strategies will suggest the same. Get your favorite cam Girls on Film: Cam Sites Are Here to Work FOR You, Not Vice-Versa. Use the best tactics and have some fun.

Where To Buy It?

“Find out her online stores”

A lot of times, guys might want to do this sort of thing but they just don’t know where to buy it. That’s why you need to do a bit of research, and honestly, just start right at the source. The favorite cam girl that you’ve been chatting with all along is probably going to give you way more girl cam website tips about this than we are, and frankly, that’s why you should just ask her if she has any sort of store like this that sells her, uh, used wares.

Maybe she doesn’t at the time, but if enough people start asking, there’s a pretty good chance that she’d be into setting one up. You can even point her in the direction of a few possible outlets for her to set up and enjoy online, as that can help you get the things that you want a lot faster. You’ve just got to make sure that she’s really got everything set up well and that things are very easily buyable. It really does pay off, and you get what you’re looking for one hell of a lot faster.

It’s a pretty rare day that a cam site itself is going to start selling her things for her, so don’t expect to find it in the stores. If anything, you might find some t-shirts with her name on it, and that might be something to add into your collection if you’re looking for something that’s a bit tamer.

How to Make it Less Creepy

“Don’t show them off to your friends”

First and foremost, let’s not lie to ourselves. Buying a lady’s used panties is already a bit creepy, but there’s a matter of keeping it classy if you really want it to. You don’t need to walk around sniffing them in public. They aren’t going to appreciate it, and we’re pretty sure of that without a single doubt in our minds…so just keep it cool, bro.

You also don’t need to tell her every single second of the day about how much you love them. It’s fine if you’re paying her for a private session and you tell her that you’ve got something of hers to make it even more realistic. She’s probably going to expect that, and that’s not going to make it weird. She’s just going to probably be more into it, honestly, and that’s why there’s just a time and a place to bring this sort of thing up when you’re with her. Keep that in mind, and you’re not going to make it creepier than it already is.

Time to Brag About It

Remember how we just talked about how there’s a time and a place to bring up this sort of thing? That’s usually on cam sites, and it’s time to talk about how much money you spent on her used goods and how much you really get to enjoy it when other guys don’t. They’re going to be jealous, and you’re going to be the one that’s lounging around and getting to play with the things that she once wore on her body. Chances are, they might even be autographed, which is pretty much as close to famous as you can ever end up being.

This is the kind of thing that you still need to do in moderation, of course, but you can really end up having a great amount of fun bragging about your spoils of war. Just make sure that you don’t do it overboard, and make sure that you’re doing it with like company. Otherwise, you run the risk of being a total creep about it, and that’s obviously the last thing that anyone’s going to want to see or hear about online.

Is It Worth It?

This is a question that’s a bit weighted, and it honestly just depends on the person. For someone that’s a huge fan of their favorite cam girl, then of course this sort of thing is worth it. If it gets you off even more, then it’s definitely worth it, and if she’s eager and willing to sell her things like this online, then it’s obviously worth it for her. That’s why you shouldn’t feel ashamed about it, and why you shouldn’t let others pass a judgment call on what you’re doing with your time and your money.

If you’re enjoying it, then of course it’s worth it. That’s what you’ve always got to remember about using any part of a cam site or any other aspect about them. Keep this in mind, have fun, and just go for it. If you can do that, then there’s absolutely no reason for you to worry about what other people think, and if it’s honestly just worth it or not. Chances are, the answer is yes.

Common Tricks Cam Girls Will Try to Pull on You, and Why They Do It

“She will give you amazing deals”

If you have been using cam sites for a while now, you may have realized that not all cam girls act the same as each other. Some cam girls are totally innocent and willing to do anything you ask her to do, while other cam girls might be a little more opportunistic than others. In other words, your cam girl might try to take advantage of you. This is not going to happen all that often if you are using good quality sites, but you still need to know all about why and how your cam girl might try to trick you since it can be such a frustrating experience if it does happen. Knowing common tricks cam girls try to pull will help you recognize them much more easily so that you don’t have to worry about getting taken advantage of. After all, you can read all the amateur webcam girls site reviews you want but still not really know if the cam girls are going to treat you right, which is why it is so important that you be able to recognize when you are being taken advantage of.

It’s important to note that these tricks will not happen to you that often if you are with a good and honest model, which you should be when using good quality sites. However, it’s important that you always be able to recognize these common tricks so that you can protect yourselfin case it does ever happen. These are not the only tricks that dishonest cam girls might try to pull on you, but they are some of the newest and biggest types of tricks, so keep an eye out for these tricks:

She Claims It’s Her First Time Performing

“Beware of her tricks”

If you are new to camming, you will see this kind of response from cam girls a lot. This is a common trick used by cam girls on live sex sites. Check this guide at and go through the popular webcam girls sites. You will find that most of the cam girls from these sites, would likeyou to believe that it is their first time performing. If you think that you’re viewing an amateur cam girl, you might be much more likely to be lenient with her or you might be convinced to tip her more. Either way, it’s an easy way for her to take advantage of you if you are not careful and cautious about looking in to her performance history. If she isn’t newly registered, then chances are that it’s not her first time performing. Most guys don’t even check to make sure that a cam girl actually is new, they just take her at face value. You don’t want to be one of these guys, since it’s a bit embarrassing to be taken in by something that you can so easily disprove. Take a look at her registration date, or at least skim her profile. This should tell you everything you need to know. If she’s new to the site, you will know; if she’s a veteran, there should be plenty of proof on her profile page.

You may not even realize why cam girls might pull this kind of stunt, but it’s really kind of obvious. Most guys are going to coddle performers that are brand new if they aren’t trying to take advantage of their inexperience. You may be more likely to tip a girl if you think she is new just because you want to make sure that she has the best first experience possible. It’s sweet for you to feel this way, but only if the cam girl in question actually is performing for the first time.

She Makes It Seem like You’re Getting a Deal on Tips

“She is trying to convince you to tip her”

Some cam girls will try to play up the idea that you’re getting an amazing deal on tips during her performance. While this is sometimes true, you should be keeping a careful eye out to see if her prices really are cheaper than the competition because she may just be trying to convince you to tip her when you normally wouldn’t tip. When you’re reading reviews of amateur webcam girls sites, you might notice that there isn’t that much information on the prices you can expect. This is because models determine their own prices, and it can vary wildly from girl to girl. There’s no real way to tell if a cam girl is offering you a discount from her normal prices, so you should really be cautious if she seems to be pulling this type of deal on you. She might be very convincing, but if she’s saying that she is offering something so much cheaper than her usual prices it may be because she is trying to convinceyou that it’s a deal instead of a rip-off. If the price she is claiming is a “deal” is more than what you would normally be comfortable with paying, then it isn’t something you should put up with.

She’s Not Actually Planning on Performing

“She’s just stalling to see if you’ll tip her”

This is something that definitely doesn’t happen that often, but it is something you should be keeping an eye out for nonetheless. If you log into a cam girl’s room, you might sometimes notice that she doesn’t really seem to be responding to her viewers very much. There are two possibilities, each something you should be keeping a close eye out for. She might actually be a recording that someone left playing in hopes of getting tips thrown at a pre-recorded video.

This is usually pretty easy to detect. When you go into a cam site, make sure to ask the girl to say hello or wave to the camera. If it’s a recording, she’s obviously not going to respond. You might think that it’s because she’s so busy, but trust us when we tell you that chances are that it might be a recording. If you ask her to do something specific and she outright ignores you, and seems to be ignoring everyone else in the chat room, it might very well be a sign that she’s not even there. This is particularly heinous, but hey, it makes some girls money. Don’t be one of the guys she suckers into tipping her for not even being around.

What to Do When a Cam Girl Tricks You

If you find yourself getting tricked by a cam girl, you might not be exactly sure what it is that you can do to deal with the situation. Nobody expects to be tricked when they’re on cam sites, but it does sometimes happen and you need to be able to understand what you should be doing if it does occur. First of all, we recommend that you take the time to write a review of the amateur cam girl site you’re on that explains the situation you ran into. It might seem like a waste of time, but it can get you places.

Otherwise, you may want to consider reporting the model that tricked you. It may land you some free credits or tokens, and at the very least you are going to get some sort of retribution for being tricked. You may even wind up getting her kicked off the site, which is good if she was trying to scam people.

How Working as a Bar tender Will Ruin Your Life

“Do you want to be a Bartender?”
Bar tending appeals to a lot of people. It carries a certain mystique that calls to people who are social with good conversation skills and a love for interaction. There are many rewards and advantages to working as a bartender. Some greater than others, depending upon the city and the shift. Fun atmosphere, great pay and opportunity to meet many new people are among the advantages. These advantages can double or more in a large city, in a popular venue at the most busy shift. Life as a bartender under these conditions can be phenomenal. There are disadvantages as well. Unfortunately, the disadvantages can be as detrimental as the advantages are beneficial.

Ageism is Real

“You will be phased out eventually”
You will age out. There is no job security. That’s tough to hear but it is true. Ageism is real and never more apparent than in the service industry. In many cases, once a bartender reaches the age of about 35 – 40, or begins to show some wear and tear, they are phased out. If an older bartender loses his job, for any reason, chances of getting another bartending job are slim to none. This is despite the fact that older bartenders tend to work harder and more efficiently than younger employees and bring a barrage of practical experience that could benefit all employees.

It’s Never Been Easier to Find a Fling

“Women love a man who is ready to listen”
Being able to easily find a fling sounds like a great thing at the onset. The life of a bartender is full of available, horny women passing their phone numbers across the bar on lipstick kissed napkins. Read About It here. Keep in mind, however, that if something goes awry and things get uncomfortable, she knows where you work. If she gets clingy she may show up at work. If you find a fling in this manner you may regret it. It’s often a smarter move to use a website like instead. Using a website lets you get the terms of the relationship ahead of time and also allow you a level of privacy until you are ready to disclose the details of your life. Also when you find a fling online you get to see multiple photos of her and learn a little about her personality via her profile.

The Legacy of Tipping

Once you have been a bartender, you understand the importance of tipping. You know that bartenders do far more than mix a drink and draw a beer. There is garbage to haul out, cases of beer and bottles of wine to stock, as well as kegs to carry in. Of course, then there are the thousands of drink recipes to memorize and master to perfection. With this solid knowledge of a bartenders responsibilities coupled with the knowledge of what it feels like to get stiffed on a $300 bar tab, bartenders are big tippers when they go out. Never again will you have the luxury of leaving the change out of a big bill for a tip. Conscious and will never allow it. For the remainder of your life, your friends will gasp when you add a ten dollar bill to their carefully divided tip calculation.

It’s Impossible to Find a Discreet Affair

“Avoid the crazy/clingy ones”
Back to the theme of available women (and why wouldn’t we go back there), finding a discreet affair as a bartender is impossible. The first place a discontent spouse looks when they suspect an affair – the workplace. This is doubly true for bartender spouses. The will even visit sites like – for clues. Most bar tender spouses are fully aware of the women at bars. Most bartender spouses met their mate in the bar where they are employed. To find a discreet affair, use a less conspicuous route. There are many websites set up just for this reason. Websites like can be a big help. It lists all the top affair sites with reviews to help discern among them. Be smart when you go in search finding a discreet affair. The last thing you want to do is come home from a long night of slinging drinks and find an angry husband waiting for you. Not good bro, not good.

Bar tending is a fun job, there is no way around that. It does come with a downside, though, and some of the effects can be very damaging. Taking the occasional job in bar-tending could spare you from many of the disadvantage. For greatest success in life, weigh the pros and cons before you begin a lifelong career in bar-tending.

Keeping Your Identity Safe with Hookups

“Don’t let your identity get stolen”

We know that a lot of guys out there actually get pretty nervous when it comes to hooking up online. This is often because you don’t want to end up getting caught by your work, and you also don’t want to end up in a situation where your identity could be stolen. With that in mind, it’s always good to keep yourself save, and to know how to protect yourself. It doesn’t matter how long you end up doing comparisons of sites to get laid; there will always be scammers, and you will always need to guide yourself and keep yourself safe on your own time. Even amazing sites like can have this happen once in a while, so be on alert!

Use a Proxy Server

“A proxy server is a good choice”

This is especially useful if you’re trying to browse different hookup sites at work or something similar to this. This will help you from having your location immediately traced back to, as proxy servers will help bounce around your location and hide you from people that are trying to figure out exactly where you live, where you’re located, and what you do for a living. We know that a lot of people find this sort of thing too complicated, but trust us, it’s no more complicated than looking at comparisons of sites to get laid.

Proxy servers usually just take the form of another internet browser that you can download and use whenever you want to be discreet. They will help you hide your identity once you login to it, and they do this by bouncing your information around to different IP addresses all around the world. IP addresses are how most places figure out who and where you are, and by using a proxy server, you’ll be able to keep your identity safe to a degree. It will be much more difficult for scammers to figure out where you live, and by not being able to do that, they won’t be able to track your information, your identification, or other aspects of your life that would otherwise be traced by where you go online and what you do online.

By doing this, you’ll be much safer. We really do suggest you give this a shot at least once, especially if you’ve ever been scammed or if you’ve ever had your identity stolen online in the past. It’s just one extra counter measure that really can end up coming in handy for you.

Never Click Links

“Avoid clicking spam links”

One of the worst mistakes we ever see people doing online is click links that they end up receiving through e-mails. These e-mails might look innocent enough to the untrained eye, but there’s a pretty good chance that most of them are from spammers, and this means that you’re just going to end up spending a ton of time running from those spammers later on. The more you fall into their traps by clicking those e-mail links, the more likely you’re going to have your identity stolen. Again, no amount of comparing sites to get laid is going to save you from something like this.

The most common scam that you end up seeing with this sort of thing is a link that takes you to a fake login screen to a site that you’re using. Even if that login screen looks very authentic, it’s probably just another fake. It’s important that you always study the URL of the site very carefully, and make sure that it’s actually the site before you ever enter your login information. If you aren’t sure about it, then we highly recommend that you just exit the window, and go to the site directly to login. Fortunately, we’ve never experienced this sort of thing while using, but there are a lot of sites out there that have this kind of scams happen more often than not. If you are looking for an online date in Canada, you need to read Review: Find Out If This Place Is Legit or a Scam. Go ahead, get laid online today with EroticAds and leave all the scams behind.

These kinds of scammers employ this tactic in order to steal your login information and from there, your personal information. Once they have your password, they can usually go to town when it comes to finding out more about you. They can have your address and your credit card information at this point, and if your password is the same as it is on other sites, they can use it to access these other kinds of information, too. With that in mind, you really just need to be able to always keep an eye out on the links that you’re clicking, and make sure that you aren’t giving yourself away unintentionally.

Don’t Talk to Scammers

“They are going to take all your money”

This might seem like it’s sort of basic, but seriously, you’d be surprised how many guys we’ve seen online that actually sit around and try to talk to the scammers that eventually scam them. They do this in order to try and ‘turn them around’ or convince them that they’re good people and that they don’t need to do this. There might be other moral reasons involved, or maybe they’re just trying to goad them. Whatever the case, it never works out, and that’s why we highly recommend that you never try to sit around and talk to scammers. It simply isn’t going to change anything.

It should also be noted that by talking to them, you’re just encouraging them that much more. People don’t seem to understand that these scammers don’t care at all about them, and that they only want their money. If you end up finding out that a person you’re talking to is a scammer, that’s one thing. You didn’t intentionally mean to end up here, and that’s why it’s up to you to just cease contact with them and report them. By doing this, you’re keeping yourself safe, and you’re not giving them a chance to find out your identity and use it against you.

Even the best scammers out there are defeated if you can just keep a firm hold of your information and your passwords. You should never, ever give out your information to someone that’s claiming to be a site administrator. No administrator will ever ask you for that kind of information. They don’t need it in order to assist you, but every single scammer is always going to try to get your login information, your birthdate, your social–you name it, they’re going to ask for it in order to try and get as much on you as possible…and use it in order to get as much money from you as they possibly can at some point down the road. This is why it’s so important to be careful.

Overall, scammers are just going to be a thing no matter where you go on the internet. Online dating definitely has scammers in spades, but so long as you know how to watch your back and guard your information properly, you really shouldn’t have any issues when it comes to protecting your identity. We’ve used countless dating site, and we’ve honestly never had that much of a problem when it comes to staying safe. It’s all what you make of it, and from our point of view, it’s all about being as smart and careful as you are in everyday life.

Is Bondage Good for You?

Many people might find themselves wondering if their lifestyle that has to do with bondage is actually healthy for them. It’s actually interesting to see how healthy bondage really is, and yes, we mean for both parties involved. It’s definitely legit that both submissives and dominants can benefit from a BDSM relationship, and it’s all because of that healthy, satisfied release of sexual energy wherein their desires are met exactly how they would like them to be in a safe environment. Real bondage dating sites have flourished in recent years when this has become more obvious and there are a great number of reasons why you should never doubt that bondage is a healthy lifestyle that is good for both you and your partner, so long as it is carried out in a way that is sane and consensual.

Your Mental Health Will Skyrocket Towards Perfection

“Always be in a perfect state of mind”

The main reason that bondage is so good for both you and your partner is the fact that it’s a release of all the tension in your daily lives. Assume for a moment that you are the dominant partner in your relationship. You might have many co-workers around you that simply don’t listen to what you say, and you might have an overbearing boss that simply doesn’t trust you with the simplest accounts. You might also have a lot of issues within your family and you might feel cornered, bossed around, and generally harassed on a daily basis.

That’s where the art of bondage and BDSM will come in and help you dissolve all of that tension from your life. With the proper submissive, you will be able to have the control and power that you crave in the bedroom and you will be able to express yourself in the way that you want to in a sane, consensual manner that helps you reach both a satisfied sexual and mental peak. Being able to express that sort of thing in the bedroom will not only help you feel better sexually, but it will be able to help you dissolve the tension that you feel in your everyday life that makes you feel stressed and upset. Real bondage dating sites will be the first to tell you that bondage is extremely helpful for these kinds of situations, and that is why so many people turn to the world of BDSM in order to better express themselves. With this in mind, there’s no small wonder that so many people want to enjoy bondage in their lives.

“Get a chance to relax and live your fantasies”

The same applies to being a submissive, and if anything, it applies tenfold. Many people, especially those in overbearing jobs, feel as though there is no chance to relax and simply let someone else take the reins to their life. They feel as though they must be in control all of the time, and if you are a busy, stressed businessman, you have probably felt the exact same way. By expressing yourself as a submissive in a bondage situation, you will be able to relax and let your partner take those reins away from you from time to time. This will allow you to have the kind of release that you need both sexually and mentally, and it will be a huge load off of your shoulders in general.

Many participants in the BDSM community claim to be happier and healthier than they ever have been since they began participating in dominant and submissive scenarios. These kinds of sessions allow a person to relax, to be themselves, and to simply enjoy their wildest fantasies in a safe manner, and those are the kinds of scenarios that help a person stay sane when the rest of their life seems either entirely out of their control, or too tightly held within their own grasp. BDSM helps a person really reach the kind of mental stability that they need in their lives, and that’s why so many people feel better after participating in scenarios that force out all of this unwanted tension.

Bondage Is Meant to Be a Release, Not a Stressor

“Release your stress and enjoy bondage”

Real bondage dating sites are the ones that will be the first to tell you how good of an idea actually participating in bondage really is. They aren’t necessarily trying to make money off of you, because it’s entirely true. Bondage is good for you, just as most things that help release so many healthy, positive endorphins are.

The one thing you need to remember about bondage–just as you do with any sexual activity that you decide to participate in–is that if at any point it becomes far more of a stressor than it does a proper release from your everyday life – Stop! If you feel pressured by your dominant partner, or if you feel like your submissive partner is simply not what you need, then you need to take a step back and reconsider what sort of scenarios that you really want to be partake in. It’s perfectly okay to need to take a break from bondage, and that doesn’t mean that it’s unhealthy for you in any way. You just need to realize what is best for you, and ultimately, what is best for your partner as well. If the two of you cannot reach a point where you agree as to what it is you need out of your scenarios any longer, which should be a clue that you need to just take a break for a little while and try something else.

In General, Bondage Is Definitely Good for You

“Bondage is very good for your health”

This can honestly be said about anything sexual that you enjoy, so long as it’s in a sane and consensual environment. If you find pleasure in your kinks and fetishes with another like-minded person, then the two of you will be able to build a beautiful relationship that helps benefit both of you to the highest degree. You will feel more fulfilled, healthier, and happier than you ever have. Any sex act can do this, of course, but bondage in particular helps a person reach their true mental peaks as a submissive or dominant. Reaching that point is what many people end up needing at the end of the day.

If you are still having reservations about exactly how healthy bondage is for you, then you should take the time to do research on real bondage dating sites. As, it is harder to narrow down your search towards the legit sites, you can check the Reviews of the Best And Worst Bondage Dating Sites Out There and pick out the best sites. You can also try talking to other members of the community, compare experiences and see how they have fared since they have begun their dom/sub relationships. By doing this sort of research, you will hopefully be able to find the kind of information that you need in order to pursue exactly what you want out of your bondage scenarios. You will be able to find a healthy way of expressing yourself through bondage that will not only benefit you in your daily life, but your partner as well. Remember, though, that bondage is simply a tool, and it is all what the two of you end up making of it. Good luck either way, and enjoy your adventures in the world of bondage.

3 Apps to Help You Quickly Write a Marketing Plan

When you have a business or even just starting to have one, a marketing plan is important to get your business reach as many people as possible. Not just any people, but they have to be your target market. A marketing plan will help you stay on the rail with purpose and keep you from just play it by ear. With a plan, a group can easily stick to the plan to make it successful. It is easier now to write one, with 3 apps available, even when you are on the go.

Marketing Plan Premier

The 10-dollar iPad app is a tool for those who do not even have any idea how to start to write a marketing plan. You get to fill up the blanks as you are guided on what to think next. The app helps you think and “forces” you to think and realize what else you can do better. With all the answers that you gave, the Marketing Plan Premier gives you a ready executive summary with all your answers inserted in all the right places. It also has a mini-marketing text book for you to learn from. Written by a PhD professor who’s got over 20 years of academic and professional experience who believes that any business has solution for a specific problem. You can export the Word document by email or send it through Dropbox. Not being able to have a marketing plan is not a reason to hold that solution from the consumer.

3 Apps to Help You Write a Marketing Plan
3 Apps to Help You Write a Marketing Plan

Marketing Plan App

With Marketing Plan App, you can run it on iOS or Android and can be used on smaller screens. The app can help you starting from the vision statement, helps you through the marketing analysis and budget. This app is for people who do not need much of guidance but you will be able to produce the same result in lesser time. It is less than $10 and can be produced as a PDF or Word document which you can email or print directly from your device.

3 Apps To Help Write Your Food Truck Marketing Plan
3 Apps To Help Write Your Food Truck Marketing Plan


MarketMyBiz came from the government of Australia and is free. It is designed for iPad and Android tablets. The range may not be as wide as the Marketing Plan App but it has a special section where it helps you discover weaknesses and help you also to address each them. The result can be printed from the device or you can email it as PDF.

Not knowing how to make a marketing plan is not a reason for you to stop your dreamed business. Now, there are apps that can help you create a marketing plan which will enable you to see the whole picture up to the minutest detail.

3 Money Moves to Make Before Retiring

Retirement is a stage wherein individuals can finally say that they have already accomplished things with their careers and financial status. This is also the perfect stage that one has to consider making the most practical money moves to secure their future and protect their families financially. Retirement carries major decisions and lifelong planning. Moreover, it also requires financial strategy in order to make use of money on worthy things. Thus, in order for someone to use the money efficiently and effectively, careful planning is the best move to consider.

Why is there a Need for these Moves?

Money moves are common things that you can observe in the society today. Lots of individuals are retiring every year and survey results show that high percentage of retirees are devoting their time of making the most ideal and practical money moves before their retirement. This move is needed in order to gain security and protection. Making money moves is undertaken in order to have comfortable, secured and stable way of living even after retirement. Through this, you can either make your life comfortable or worst.


The Three Biggest Money Moves to Make Before You Retire

The first money move individuals must make before they retire is to pay all their debts. Individuals knew that debt payments whether a credit card debt, car loan, student loan or mortgage can affect the retirement budget. Better clear these things before you retire to avoid being trapped within endless debts. It would also be better if individuals manage to pay all other debts a year before they plan to retire.


Another money move individuals must make before retiring is creating post-retirement budgets. This is a practical move of matching the expenditures with the income. When you create post-retirement budget, you are being prepared to handle general expenses. Buying life insurance is the last but not the least moves to make before individuals retire. Purchasing life insurance secures the future of the kids and the future of the entire family. This type of insurance assures that beneficiaries will be extended with financial aid in times that they will need it most.

The Start to Your Retirement Countdown

Most if not all individuals who are about to retire are probably doing their countdown but as they count the days before their retirement, it is also advisable that they think of the best financial moves to take. The three money moves mentioned above may just be few among the numerous money moves done these days but this assures positive and beneficial results. When making money moves, it is crucial that you are equipped with the right knowledge and strategies on how you handle every move.

Quit Smoking for Good: 5 Easy Ways to Do It!

Smoking is a habit that’s very hard to break. So many people attempt to quit smoking for good, but only a very few of them are successful. Yes, smoking can be addictive and you may spend so many years trying to stop this habit and end up being unsuccessful. But you have to remember that staying away from this habit can still be done. Nothing’s impossible. Here are 5 easy ways to finally put an end to this habit:

  1. Set a deadline and make sure to follow it

It’s easy to stick to something if you set a schedule. It’s best to put it on your calendar. Mark the date when you wish to stop smoking. You don’t have to stop abruptly. You can slowly decrease the number of cigarettes you puff per day until you reach your scheduled date.

  1. List the pros and cons of smoking

Smoking isn’t good for your health. Remind yourself of its ill effects to your body by making a list. You can even let your family and friends provide their input. They can give you their own thoughts about your habit. By creating a list, it will be easier for you to finally quit the habit.

Best Quit-Smoking Tips Ever
Best Quit-Smoking Tips Ever
  1. Prepare a list of the activities you can do to take the place of smoking

People can’t quit the habit because they don’t engage in activities that can fulfil their cravings for smoking. You can try to chew gum or eat crunchy food such as carrots or apples. It’s also a good idea to take part in other activities like writing or playing sports.

  1. Look for other ways to relax apart from smoking

If smoking is your way to deal with stress, then you need to look for other relaxation techniques that won’t destroy your lungs. You can start with deep breathing exercises and muscle relaxation. Yoga and massage also help.

Best Way To Really Quit Smoking
Best Way To Really Quit Smoking
  1. Be part of a support group

Support groups are not only for alcoholics, but also for smokers. Being part of the group can definitely help you quit smoking. You’ll be with people who are in the same position as you. It’s a great feeling to be able to talk with these individuals. You’ll know how they were able to quit smoking and you can take advantage of this information.

Leaving this habit for good isn’t easy. It can take time and a lot of sacrifices on your end. Then again, every effort you put in is going to be worth it. So don’t be shy to say no to smoking. Resist every craving and you’ll be on your way to a cigarette-free life in no time. You just have to keep yourself motivated and you need to have initiative. Nothing’s too hard to do when you’re focused on achieving your goal.

Guys’ Cheat Sheet: How to Break-up with Your Girlfriend with Less Drama

There’s no such thing as a hurt-less break-up. You go through a roller coaster of emotions right after it sinks in that the person who once was part of your life grew tired of your relationship. But how about if you should be the one who’ll initiate the break-up? Guys are not very known as good communicators and some of them might just screw up in giving their girlfriends the right kind of separation they deserve.

Don’t feel guilty about breaking up with her if you truly believe that you needed to end the relationship. Be guilty if you leave her without even explaining to her why. Ending a relationship with no drama is near impossible especially those women are emotional beings, but you could lessen it and make them feel that there is still life after the relationship.

How to Break-up with Your Girlfriend like a Real Man

1. Observe your girlfriend and how she is doing in the relationship

If she thinks that your relationship is going nowhere, then it should be smooth and easy to initiate the break-up since it is a mutual decision. Of course, it still hurts but it won’t be as painful as expected. But what if your girl wants to make it up to you? How will you handle this?

How To Break Up
How To Break Up

If your girlfriend still wants you in the relationship, give her some time. Relationships have special ways of healing itself, but if there’s no difference and still feels that you need to end it, it’s time to break it to her gently.

Ask her about how she feels about your relationship and don’t be afraid of giving your honest opinion. A straightforward yet respectful way of saying it won’t harm at all. In fact, it will help her to rationalize things and understand what you’re going through.

2. Don’t break-up with her during special occasions or if she’s looking forward for a special event.

 How to break up with your girlfriend in 1 easy step – its so easy

How to break up with your girlfriend in 1 easy step – its so easy

Telling her that you’re not interested in the relationship anymore when she’s about to take her exams or right before vacation is the worst thing that you can do. You know for sure that she won’t be motivated to do anything right after the break-up. Give her at least the chance to concentrate on the things that matter for her before you finally call it quits.

3. Let her know that your relationship was beautiful but things happen unexpectedly that you have to need to end it.

Explaining why you want a break up may be the hardest thing to do. First of all, you have to admit to yourself that no reason is ever enough to make her understand or lessen the pain right away. It is important to be very selective of the things you’ll say as she will be very fragile once you open up about how you feel.

Don’t put all the blame in her as you can point out some times that you were wrong. Admit your faults but let her know what went wrong that she might have contributed. After everything is discussed, let her know that you’re willing to be friends but don’t insist of what should you two become.

There’s no easy way to break somebody’s heart, as we were told by a song. But when you’re not happy with the relationship anymore, might as well end it or damage further the relationship and hurt each other even more. Real guys go for the best way of solving things, even if it means they have to give up something.

E-Readers Comparison: 3 E-Readers Under 200 Dollars

Shopping for an e-reader can be a daunting task especially with all the e-readers available on the market. There are so many factors you have to consider before making a choice and one of it is price. Some e-readers are affordable while others are pretty expensive. When budget is limited and you can only afford to spend under 200$, you’ll have to go with the best one around. Here are 3 e-readers you can buy with your 200$:

  1. Kobo Mini

It’s a very affordable e-reader at only 80$. It’s the perfect choice for people who don’t require a color screen. What’s nice about the Kobo Mini is it has all basic features you need. You can also take Kobo books to different e-reading platforms. It’s a big plus considering that other e-readers do not allow you to do that. If you don’t mind spending 20$ more, you can get the Kobo Mini without ads at 100$.

The size of the touchscreen device is only 5 inches, which means that it is easy to carry around. Navigation is also easier as it is touchscreen, resulting into quicker searching and taking notes.

Kindle vs. Nook vs. iPad: Which e-book reader should you buy?
Kindle vs. Nook vs. iPad: Which e-book reader should you buy?
  1. Kindle

The Kindle is pretty affordable, and you can already get one for 70$. The great thing with the Kindle is you can borrow one e-book every month if you’re a prime subscriber. However, it isn’t touchscreen unlike the Kobo Mini. Also, you’re hooked to Amazon forever. If you simply want to read e-books, the Kindle is a good choice. If you wish to take notes, the Kobo Mini would be a better option.

If you want one that has a touchscreen, you’ll have to go with Kindle Paperwhite. It is 50$ more than the Kindle and that price still comes with ads. Although the Paperwhite has more features than the Kindle, it may not be worth the additional 50$ you have to spend. At 120$, this touchscreen may be not worth your money unless you really want a Kindle that has a touchscreen. Otherwise, you may opt for a Kobo Mini.

  1. Nook Touch

The Nook Touch is only 80$ and is great for casual e-book readers. It has the basic features you need in an e-reader plus it’s got a touchscreen. It also allows you to lend e-books to your friends who have the Nook.

Review of the Cybook Odyssey HD
Review of the Cybook Odyssey HD

These 3 e-book readers are the best options you have when money is limited. Although they are similar in many ways, they also have differences that you need to look for. And just because they’re cheap doesn’t mean you can go with anything that you find. It’s important to take note of your needs and find the best e-reader depending on your preferences.